No wonder the CHP are so negligent about big accident scenes on our state highways, since state law--written by and for the state car insurance companies probably--says if you are not directly involved/hit by a multi-car collision, then only hit by the flying debris,,,YOU HAVE TO PAY OUT OF YOUR OWN POCKET !!
Gee,,, the insurance companies got what they wanted:all 'ca-ca' California drivers must buy car insurance. Now they limit their normal and fair liability by saying "pay for your own blown tires, bent wheel alignment requiring after-market Acura products to fix to original specs, and any and all body damage".
Gee,,, Isn't is nice how the insurance companies got what they wanted,,,and we Californians got SCREWED, again !!?